Payment fees
PayPal Fee Calculator
PayPal fees combine a percentage and a fixed amount. This calculator lets you edit both so the math can match your transaction type.
Calculate with Fees
Start with the calculation you need
Stripe/PayPal fee calculator
Compare fee, payout, and the gross charge needed for a target net amount.
Processing fee
$3.20
Net payout
$96.80
Charge to net target
$103.30
Edit the rates to match your processor account, country, payment method, and transaction type.
Questions people usually check before using this result
Can Stripe fees change?
Yes. Edit the percentage and fixed fee to match the exact pricing shown in your Stripe account or plan.
Does this include international cards?
Only if you add those costs into the editable rate fields. International, currency conversion, and special payment methods can differ.
Use the right transaction type
PayPal pricing can vary by checkout product, domestic or international card, currency, and account terms. Replace the starting rates with the fees that apply to your transaction.
Compare platforms on net payout
The lowest-looking percentage is not always the lowest total cost. Compare the final net payout after both fixed and percentage fees.
Questions to check before you decide
Why is there a fixed fee?
Payment processors often charge a flat amount per transaction in addition to a percentage, which affects small payments more heavily.
Can I pass PayPal fees to customers?
Rules vary by platform policy, state, country, and card-network rules. Check before adding a surcharge.